Our Approach

Every engagement begins with a conversation—or several. We take the time to understand what matters most to you: your values, family dynamics, financial history, goals, and the goals you’re working toward.

If you’re coming through a trusted advisor—a CPA, attorney, or advisor—we align with them early. We educate your team on our process, coordinate strategy from the outset, and ensure everyone is working toward the same outcome: protecting and amplifying your long-term vision.

You’ve likely accumulated complexity across multiple entities, accounts, policies, and jurisdictions. Our job is to make sense of it all and bring it into view. We map your balance sheet, clarify ownership structures, assess current protections, and gather what’s often scattered or siloed.

This stage includes a full review of financial documents, legal entities, business interests, liquidity positions, income streams, and tax exposures. We do the heavy lifting and obsess over the details, so you can make decisions from a place of clarity.

With everything organized, we evaluate what’s working, what’s missing, and what may be costing you more than it should — in tax, risk, or opportunity.

This is where our planning acumen comes to life. Whether it’s identifying opportunities to reduce current and future income and estate tax exposure across jurisdictions and structures, optimizing liquidity, structuring assets or insurance efficiently, balancing concentrated risk, or building business and legacy succession frameworks, our team creates scenario-based options constructed to reflect your risk tolerance, lifestyle goals, and long-term legacy.

Next, we collaborate with you and your existing advisors (if appropriate) to craft solutions around your needs. Some clients engage us for a full planning relationship. while others come to us for high-impact insurance solutions or an overhaul of their investment strategy. Many rely on our team for all three.

This phase is tailored, measured, and thoughtful. We’ll walk you through every recommendation, refine together, and design a strategy that feels as aligned with your values as it is with your numbers.

Once you’re ready, we take full responsibility for implementation. That may include negotiating bank financing for insurance, coordinating with attorneys to execute trust or entity documents, restructuring investment allocations, or reviewing property and casualty coverages to align with new planning priorities.

You’ll always be informed — but never overwhelmed. We preserve your time while ensuring every detail is considered and the process is managed with precision and discretion.

The final phase of our process is ongoing, and it’s where the true value of the M+ Method emerges. We continuously monitor your strategy, review new legislation, adjust for life transitions, and revisit performance across your portfolio, policies, and protections.

This includes proactive updates, collaboration sessions, family governance support, tax-aware investment strategy, and continuity planning across generations. You’re not just building a plan. You’re building a partnership—one designed to evolve with your life and family expectations.